Is Your HOA Reserve Fund Actually Compliant?

373,000 HOAs govern housing for 78 million Americans. Over 100,000 are self-managed by volunteer boards — most using QuickBooks or spreadsheets with no idea whether their reserve funds meet state law. BoardStack tracks your compliance, prevents fund commingling, and protects your board from personal liability.

State-specific compliance
No per-unit pricing
True fund accounting, no commingling

Built for volunteer boards, not property managers

See plans & pricing

What the app prevents

Over 100,000 self-managed HOAs still run on spreadsheets and QuickBooks.

01
QuickBooks cannot separate operating and reserve funds. That's commingling — and in states like Florida, New Jersey, and Maryland, it's a compliance violation that exposes board members to personal fines up to $10,000.
02
Financial complexity is the #1 reason volunteer boards hire professional management companies. 58% of boards that made the switch cited finances as the trigger. The right software keeps your board independent.
03
Florida banned reserve waivers for structural components. New Jersey requires baseline funding that never drops below zero. Fannie Mae is raising its reserve floor to 15% in August 2026. Do you know your state's rules?

Here's how BoardStack fixes it.

State-specific compliance tracking True fund accounting, no commingling Built for volunteer boards, not property managers Flat pricing your board can approve in one meeting

Pick a plan to see pricing details and next steps. No card required today.

Starter

$20/mo

Up to 50 homes

Dues tracking & online payments
Violation log
Reserve fund dashboard
State compliance tracking
Homeowner directory
Up to 3 board users

RECOMMENDED

Growth

$49/mo

51–200 homes

Everything in Starter
Owner portal (homeowners see their own ledger)
Board meeting minutes & votes
Architectural request tracking
Automated dues reminders
Up to 10 board users

Scale

$99/mo

201–500 homes

Everything in Growth
Full general ledger
Audit-ready financial reports
Multi-community view
Unlimited board users
Priority support

Portfolio

Starting at $199/mo

Multi-community operators & management firms

Everything in Scale
Multi-community dashboard
Consolidated reporting
Centralized user/role management
Dedicated onboarding
Contracted support & SLA

Frequently asked

Common questions before you try it

How much does BoardStack cost?

$20–$199+/mo flat tiers by community size. No per-unit fees.

Does BoardStack handle reserve fund compliance?

Yes, state-specific compliance tracking updated as laws change.

How long does setup take?

Most boards are up and running the same day. Import your homeowner list and start collecting dues online immediately.

Do I need to sign an annual contract?

No. Month-to-month. Cancel anytime. Annual billing saves ~17%: Starter at $200/yr, Growth at $490/yr, Scale at $984/yr.

What size community is BoardStack built for?

Self-managed communities up to 500 units. From small townhome HOAs to large condo associations.

Can I try BoardStack before paying?

Pick a plan first. After that click, you can enter your email to see availability and next steps. No card is required today.