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HOA Compliance by State

State-specific reserve fund requirements, compliance rules, and what self-managed HOA boards need to know to protect themselves from personal liability.

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HOA Reserve Fund Compliance in Alabama: What Volunteer Boards Need to Know

Guide

Alabama HOAs are governed by the Alabama Homeowners Association Act (Ala. Code §35-20-1) and the Condominium Act (Ala. Code §35-8A-101). Reserve requirements apply to condos. Learn what Alabama volunteer boards must do.

Updated Mar 21, 2026 Alabama

HOA Reserve Fund Compliance in Alaska: What Volunteer Boards Need to Know

Guide

Alaska condominium associations are governed by the Alaska Condominium Act (AS 34.07). Reserve requirements for condos apply. Learn what Alaska volunteer boards must do to meet their legal obligations.

Updated Mar 21, 2026 Alaska

HOA Reserve Fund Compliance in Arizona: What Volunteer Boards Need to Know

Guide

Arizona HOA boards must navigate reserve study requirements under ARS §33-1256 (condos) and budget disclosure rules under ARS §33-1803 (planned communities). Learn what self-managed boards must do to avoid personal liability.

Updated Mar 21, 2026 Arizona

HOA Reserve Fund Compliance in Arkansas: What Volunteer Boards Need to Know

Guide

Arkansas HOAs are governed by the Property Owners' Association Act (Ark. Code §18-13-101) and the Horizontal Property Act. Reserve studies are not mandated, but fiduciary duties apply. Learn what Arkansas volunteer boards need to know.

Updated Mar 21, 2026 Arkansas

HOA Reserve Fund Compliance in Delaware: What Volunteer Boards Need to Know

Guide

Delaware community associations are governed by the Uniform Common Interest Ownership Act (25 Del. C. §81-101), which includes strong reserve study requirements. Learn what Delaware volunteer boards must do to comply.

Updated Mar 21, 2026 Delaware

HOA Reserve Fund Compliance in Georgia: What Volunteer Boards Need to Know

Guide

Georgia HOA boards are governed by the Property Owners' Association Act (O.C.G.A. §44-3-220 et seq.). Reserve studies are not mandated, but fiduciary duty applies. Learn what self-managed boards must do to limit personal liability.

Updated Mar 21, 2026 Georgia

HOA Reserve Fund Compliance in Idaho: What Volunteer Boards Need to Know

Guide

Idaho condominium associations are governed by the Condominium Property Act (Idaho Code §55-1501) and the Common Interest Community Act (Idaho Code §55-3101). Learn what reserve obligations apply to Idaho volunteer boards.

Updated Mar 21, 2026 Idaho

HOA Reserve Fund Compliance in Illinois: What Volunteer Boards Need to Know

Guide

Illinois HOA boards must comply with the Common Interest Community Association Act (765 ILCS 160) and the Condominium Property Act (765 ILCS 605). Condo associations face reserve study requirements. Learn what self-managed boards must do to limit personal liability.

Updated Mar 21, 2026 Illinois

HOA Reserve Fund Compliance in Indiana: What Volunteer Boards Need to Know

Guide

Indiana's Homeowners Association Act (IC 32-25.5) and condominium law (IC 32-25) do not mandate reserve studies, but fiduciary duty still requires boards to plan for capital needs. Learn what Indiana volunteer boards must do.

Updated Mar 21, 2026 Indiana

HOA Reserve Fund Compliance in Iowa: What Volunteer Boards Need to Know

Guide

Iowa community associations are governed by the Iowa Horizontal Property Act (Iowa Code §499B) and the Iowa Condominium Act. Learn what reserve obligations apply to Iowa volunteer boards.

Updated Mar 21, 2026 Iowa

HOA Reserve Fund Compliance in Kentucky: What Volunteer Boards Need to Know

Guide

Kentucky community associations are governed by the Horizontal Property Act (KRS §381.810) and Common Interest Community Act. Learn what reserve obligations apply to Kentucky volunteer boards.

Updated Mar 21, 2026 Kentucky

HOA Reserve Fund Compliance in Kansas: What Volunteer Boards Need to Know

Guide

Kansas HOAs are governed by the Uniform Common Interest Owners Bill of Rights Act (K.S.A. §58-4601). There is no mandatory reserve study, but fiduciary duties still apply. Learn what Kansas volunteer boards must do.

Updated Mar 21, 2026 Kansas

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