HOA Compliance Guides
Practical guides for volunteer board members on reserve funds, reporting, fund accounting, meetings, and governance. Written for treasurers, presidents, and secretaries rather than property managers.
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HOA CC&Rs Explained: Declaration, Bylaws & Rules...
What are HOA CC&Rs? Learn how the Declaration of Covenants, Conditions & Restrictions differs from bylaws and rules, how covenants run with the land,...
HOA Conflict of Interest Policy: Disclosure, Recusal &...
Everything HOA boards need to know about conflict of interest policies: statutory disclosure requirements, recusal from votes, interested-director...
HOA Cybersecurity for Boards: Wire Fraud, Ransomware, and...
Practical cybersecurity guidance for HOA boards: how to prevent wire fraud BEC scams, ransomware attacks on management systems, owner PII breaches, and what...
HOA Delinquent Account Procedures: Aging, Escalation &...
A practical guide to HOA delinquent account procedures: how to build an aging schedule, run a compliant escalation workflow, apply FDCPA rules, prohibit...
HOA Directors & Officers Insurance Guide: Coverage,...
What D&O insurance covers for HOA boards, why volunteer directors are personally exposed without it, typical limits, claims-made vs occurrence, exclusions,...
HOA Estoppel Letter Guide: Fees, Timeframes & State...
What an HOA estoppel letter must contain, statutory response deadlines and fee caps in Florida, Texas, and California, common errors that create board...
HOA EV Charger Laws: Owner Rights, HOA Authority & Cost...
State statutes granting owners the right to install EV chargers in HOA communities, the reasonable restrictions boards can still impose, metering, electrical...
HOA Fine Schedule Template: State Caps, Sample Ladder &...
A practical HOA fine schedule template with statutory caps by state (FL $100 per incident / $1,000 aggregate; TX reasonable standard; AZ ARS 33-1803),...
HOA Insurance Claim Process: A Step-by-Step Guide for Boards
How HOA boards file a master policy insurance claim: notice of loss, deductible obligations, bare walls vs. all-in coverage, owner HO-6 interaction, loss...
HOA Investment Policy Statement: Fiduciary Rules for...
How to write an HOA investment policy statement that protects reserve funds, stays within FDIC insurance limits, and satisfies your fiduciary duty as a...
HOA Lien and Foreclosure Process: What Boards Need to Know
A compliance-first guide to the HOA lien and foreclosure process: pre-lien notices, statutory waiting periods, judicial vs. non-judicial foreclosure,...
HOA President Role: Duties, Authority, and Annual...
What does an HOA president actually do? This guide covers legal duties, meeting authority, contract signing, fiduciary obligations, common mistakes, and a...
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