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HOA Compliance by State

State-specific reserve fund requirements, compliance rules, and what self-managed HOA boards need to know to protect themselves from personal liability.

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HOA Reserve Fund Compliance in Maine: What Volunteer Boards Need to Know

Guide

Maine condominium associations are governed by the Maine Condominium Act (14 MRS §1601-101) and the Planned Community Act. Learn what reserve obligations apply to Maine volunteer boards.

Updated Mar 21, 2026 Maine

HOA Reserve Fund Compliance in Louisiana: What Volunteer Boards Need to Know

Guide

Louisiana condominium associations are governed by the Louisiana Condominium Act (La. R.S. 9:1121.101) and the Planned Community Act. Reserve studies are required for condos. Learn what Louisiana volunteer boards must do.

Updated Mar 21, 2026 Louisiana

HOA Reserve Fund Compliance in Minnesota: What Volunteer Boards Need to Know

Guide

Minnesota common interest communities are governed by MINN. STAT. §515B (MCIOA), which includes reserve study and funding requirements. Learn what self-managed boards must do to stay compliant.

Updated Mar 21, 2026 Minnesota

HOA Reserve Fund Compliance in Michigan: What Volunteer Boards Need to Know

Guide

Michigan condo boards face reserve study requirements under the Michigan Condominium Act (MCL 559.101). Learn what self-managed boards must do to meet fiduciary duties and avoid personal liability.

Updated Mar 21, 2026 Michigan

HOA Reserve Fund Compliance in Mississippi: What Volunteer Boards Need to Know

Guide

Mississippi condominium associations are governed by the Mississippi Condominium Act (Miss. Code §89-9-1). Reserve planning obligations apply under the Act and general fiduciary duty principles. Learn what Mississippi volunteer boards need to know.

Updated Mar 21, 2026 Mississippi

HOA Reserve Fund Compliance in Missouri: What Volunteer Boards Need to Know

Guide

Missouri HOA boards may be governed by the Uniform Common Interest Ownership Act (UCIOA) or older planned community statutes. Reserve study requirements vary by community type. Learn what self-managed boards must do to limit personal liability in St. Louis and Kansas City.

Updated Mar 21, 2026 Missouri

HOA Reserve Fund Compliance in Montana: What Volunteer Boards Need to Know

Guide

Montana community associations are governed by the Unit Ownership Act (MCA §70-23-101) and the Common Interest Community Act (MCA §70-23A-101). Learn what reserve obligations apply to Montana volunteer boards.

Updated Mar 21, 2026 Montana

HOA Reserve Fund Compliance in Nebraska: What Volunteer Boards Need to Know

Guide

Nebraska community associations are governed by the Nebraska Condominium Act (NEB. REV. STAT. §76-801) and the Common Interest Community Act. Learn what reserve obligations apply to Nebraska volunteer boards.

Updated Mar 21, 2026 Nebraska

HOA Reserve Fund Compliance in New Hampshire: What Volunteer Boards Need to Know

Guide

New Hampshire condominium associations are governed by the Condominium Act (RSA 356-B) and planned communities by the Planned Community Act (RSA 356-C). Reserve study requirements apply to condos. Learn what New Hampshire volunteer boards must do.

Updated Mar 21, 2026 New Hampshire

HOA Reserve Fund Compliance in New Jersey: What Volunteer Boards Need to Know

Guide

New Jersey HOA boards are governed by the Planned Real Estate Development Full Disclosure Act (N.J.S.A. 45:22A). Reserve studies are effectively required. Learn what self-managed communities must do to protect board members from personal liability.

Updated Mar 21, 2026 New Jersey

HOA Reserve Fund Compliance in New Mexico: What Volunteer Boards Need to Know

Guide

New Mexico HOAs are governed by the Homeowner Association Act (NMSA 1978, §47-16-1) and the Condominium Act (NMSA §47-7A-1). Learn what reserve fund obligations apply to New Mexico volunteer boards.

Updated Mar 21, 2026 New Mexico

HOA Reserve Fund Compliance in New York: What Volunteer Boards Need to Know

Guide

New York HOA and condo boards are governed by Real Property Law §339-v (condos) and the Business Corporation Law for cooperative corporations. Reserve studies are not universally mandated but prudent governance requires them. Learn what boards must do to limit personal liability.

Updated Mar 21, 2026 New York

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