Skip to main content

HOA Compliance by State

State-specific reserve fund requirements, compliance rules, and what self-managed HOA boards need to know to protect themselves from personal liability.

Page 3 of 5

HOA Reserve Fund Compliance in North Carolina: What Volunteer Boards Need to Know

Guide

North Carolina HOA boards must navigate the NC Planned Community Act (G.S. §47F) and NC Condominium Act (G.S. §47C). Condo associations face reserve study requirements. Learn what self-managed boards must do to limit personal liability.

Updated Mar 21, 2026 North Carolina

HOA Reserve Fund Compliance in North Dakota: What Volunteer Boards Need to Know

Guide

North Dakota condominium associations are governed by the North Dakota Century Code §47-04.1. The state has a smaller HOA market but fiduciary duties still apply. Learn what North Dakota volunteer boards need to know.

Updated Mar 21, 2026 North Dakota

HOA Reserve Fund Compliance in Ohio: What Volunteer Boards Need to Know

Guide

Ohio HOA boards must navigate the Planned Community Law (ORC Chapter 5312) and Condominium Act (ORC Chapter 5311). Reserve studies are encouraged and fiduciary duty applies. Learn what self-managed communities must do to protect board members.

Updated Mar 21, 2026 Ohio

HOA Reserve Fund Compliance in Oklahoma: What Volunteer Boards Need to Know

Guide

Oklahoma HOAs are governed by the Oklahoma Homeowners Association Act (60 O.S. §851) and the Unit Ownership Estate Act. Reserve studies are not mandated, but fiduciary duties apply. Learn what Oklahoma volunteer boards need to know.

Updated Mar 21, 2026 Oklahoma

HOA Reserve Fund Compliance in Pennsylvania: What Volunteer Boards Need to Know

Guide

Pennsylvania HOA boards must navigate the Uniform Planned Community Act (68 Pa. C.S. §5101) and Unit Property Act (68 Pa. C.S. §3101). Learn what self-managed communities must do to protect board members from personal liability.

Updated Mar 21, 2026 Pennsylvania

HOA Reserve Fund Compliance in South Carolina: What Volunteer Boards Need to Know

Guide

South Carolina HOA boards are governed by the SC Homeowners Association Act (SC Code §27-30-10 et seq.) and the Horizontal Property Act for condos. Reserve studies are not mandated, but fiduciary duty applies. Learn what self-managed boards must do to limit personal liability.

Updated Mar 21, 2026 South Carolina

HOA Reserve Fund Compliance in Rhode Island: What Volunteer Boards Need to Know

Guide

Rhode Island condominium associations are governed by the Condominium Act (R.I. Gen. Laws §34-36.1) and the HOA Act (§34-36.4). Reserve study requirements apply to condos. Learn what Rhode Island volunteer boards must do to comply.

Updated Mar 21, 2026 Rhode Island

HOA Reserve Fund Compliance in South Dakota: What Volunteer Boards Need to Know

Guide

South Dakota condominium associations are governed by the Condominium Ownership Act (SDCL §43-15A). Learn what reserve obligations apply to South Dakota volunteer boards in Sioux Falls and Rapid City.

Updated Mar 21, 2026 South Dakota

HOA Reserve Fund Compliance in Tennessee: What Volunteer Boards Need to Know

Guide

Tennessee HOA boards are governed by the Tennessee Homeowners Association Act (T.C.A. §66-27-201 et seq.). Reserve studies are not mandated, but fiduciary duty applies. Learn what self-managed boards must do to limit personal liability in Nashville, Memphis, and Knoxville.

Updated Mar 21, 2026 Tennessee

HOA Reserve Fund Compliance in Texas: What Volunteer Boards Need to Know

Guide

Texas HOA boards face budget transparency rules and records access requirements under Property Code Ch. 204. Learn what self-managed communities must do to protect board members from personal liability.

Updated Mar 21, 2026 Texas

HOA Reserve Fund Compliance in Vermont: What Volunteer Boards Need to Know

Guide

Vermont common ownership communities are governed by the Vermont Common Ownership Community Act (27 VSA §1301). Learn what reserve obligations apply to Vermont volunteer boards, including ski resort and seasonal communities.

Updated Mar 21, 2026 Vermont

HOA Reserve Fund Compliance in Wisconsin: What Volunteer Boards Need to Know

Guide

Wisconsin condominium associations are governed by WIS. STAT. §703, which requires reserve funds. Planned communities fall under WIS. STAT. §719. Learn what Wisconsin volunteer boards must do to meet their legal obligations.

Updated Mar 21, 2026 Wisconsin

Know your state's rules before a homeowner does.

Join the BoardStack waitlist and get a plain-English summary of your state's reserve fund compliance requirements.