ClickPay Pricing 2026: HOA Payment Processing Fees

ClickPay Pricing Tiers

Hidden Costs You Won't See on the Pricing Page

• ⚠ Requires a separate HOA management platform for reserve tracking, violation management, and accounting
• ⚠ Integration costs if connecting ClickPay to an existing HOA management system
• ⚠ No reserve fund compliance tools at any price: this capability must come from another vendor
• ⚠ Pricing is not published and requires a sales call: no self-service signup for small HOAs
• ⚠ Designed for property management companies, not individual self-managed communities

ClickPay’s pricing approach

ClickPay does not publish pricing. No listed tiers, no monthly rates, no self-service signup. Getting a quote requires contacting sales. The sales process is designed for enterprise buyers, not volunteer boards managing a single community.

ClickPay was not built for self-managed HOAs.

What ClickPay actually is

ClickPay is a payment processing platform. It handles ACH transfers, card payments, recurring dues billing, and homeowner payment portals. It integrates with property management software used by large management companies.

Violation tracking, reserve fund accounting, board meeting documentation, document storage, reserve study management, and state-specific compliance reporting are not part of what ClickPay provides. Boards that sign up for ClickPay get the payments layer only.

The two-vendor problem

Running ClickPay as a self-managed HOA means operating two separate systems: ClickPay for payments, and something else for everything the board needs to manage the community.

Payment records live in ClickPay. Violation records live in a separate system. Reserve fund data lives somewhere else. Board meeting minutes, ARC requests, and homeowner communications land in yet another place. When a homeowner calls with a question or the board needs to produce financials for an audit, the information is scattered across systems.

The total cost also runs higher than it appears. ClickPay’s undisclosed fees plus the cost of a separate HOA management platform typically exceed what a single purpose-built platform charges, before accounting for the time spent coordinating two systems.

What reserve fund compliance requires

Self-managed boards in most states carry specific obligations around reserve funds: separate accounts, periodic reserve studies, and disclosure of reserve funding status at unit sale.

ClickPay has no reserve fund features. No fund separation tracking. No reserve study integration. No reserve disclosure report generation. Boards with state reserve requirements cannot satisfy them through ClickPay alone. ClickPay plus a spreadsheet is not a compliance solution.

BoardStack versus ClickPay for self-managed communities

BoardStack covers payments and HOA management in one platform at a published flat monthly rate. No sales call required. No second system needed for compliance functions.